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Make 4 interest-free payments with Affirm
When inspiration strikes, say yes with confidence—knowing you’ll never pay a
penny more than your purchase price.
Buying with Affirm is simple
1. Fill your cart
When you’re done shopping,
select Affirm at checkout.
2. Complete your purchase
Enter a few pieces of info for a
real-time decision.
3. Pay over time
Make 4 payments every 2 weeks
at affirm.com or in the Affirm app.
Say yes with confidence
When you buy with Affirm, you always know exactly what you'll owe and when
you'll be done paying. You’ll never pay a hidden fee—or any fee, for that
matter.
Simple
It only takes a moment, and checking your eligibility won’t affect your credit
score.
Fair
Affirm won’t charge you late fees or penalties of any kind, ever.
Rates from 0–36% APR. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Financing Law license. For licenses and disclosures, see affirm.com/licenses. For example, a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR.
FAQs
Can I pay off my purchase early?
Yes! There’s no penalty for paying early.
How do I make my payments?
You can make or schedule payments at affirm.com or in the Affirm app for iOS
or Android. Affirm will send you email and text reminders before payments are
due.
Does checking my eligibility affect my credit score?
Checking eligibility will not impact credit. If you decide to pay with installments through Affirm, your payment plan and repayment activity may be reported to credit bureaus. You can find more information on Affirm's Help Center.
Can I return an item I bought with Affirm?
Yes—You can return an item you bought with Affirm by initiating the return
process with the store.
Do I need a mobile number to use Affirm?
Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This
helps Affirm verify it’s really you who is creating your account and signing in.
Where can I learn more about Affirm?
You can visit their website at affirm.com.
How does it work?
Please visit affirm.com/how-it-works.
Need help?
Please visit Affirm's Help Center.