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When inspiration strikes, say yes with confidence—knowing you’ll never pay a
penny more than your purchase price.
1. Fill your cart
When you’re done shopping,
select Affirm at checkout.
2. Complete your purchase
Enter a few pieces of info for a
3. Pay over time
Make 4 payments every 2 weeks
at affirm.com or in the Affirm app.
When you buy with Affirm, you always know exactly what you'll owe and when
you'll be done paying. You’ll never pay a hidden fee—or any fee, for that
Never pay more than the price of your purchase.
It only takes a moment, and checking your eligibility won’t affect your credit
Affirm won’t charge you late fees or penalties of any kind, ever.
Payment options are offered by Affirm, are subject to an eligibility check, and
may not be available in all states. California residents: Affirm Loan Services,
LLC is licensed by the Department of Business Oversight. Loans are made or
arranged pursuant to California Financing Law license
Can I pay off my purchase early?
Yes! There’s no penalty for paying early.
How do I make my payments?
Does checking my eligibility affect my credit score?
No—checking your eligibility won't affect your credit score.
Can I return an item I bought with Affirm?
Yes—You can return an item you bought with Affirm by initiating the return
process with the store.
Do I need a mobile number to use Affirm?
Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This
helps Affirm verify it’s really you who is creating your account and signing in.
Where can I learn more about Affirm?
You can visit their website at affirm.com.
How does it work?
Please visit affirm.com/how-it-works.
Please visit Affirm's Help Center.